Start free. Upgrade when you're ready.
Certified invoicing is free on every plan. Add guided submissions, expense tracking, and deadline reminders when you need them.
Starter
No credit card required
Invoice your clients, see your income, and know every deadline. Free forever.
- Invoice any client - Portugal, EU, or worldwide
- Correct VAT applied automatically
- See your income and tax numbers in one place
- All your deadlines on one calendar
- Prepare and file your IRS - free during early access
Most popular
Completo
€15/month billed annually
Handle your VAT, Social Security, expenses, and IRS - with guidance at every step. Includes IRS filing (Modelo 3/Anexo B) - the annual declaration most invoicing platforms leave out.
Everything in Starter, plus:
- Guided VAT and Social Security submissions
- Track all expenses - including non-EU (automatically in your IRS)
- 15% expense threshold tracker - with a December alert before the window closes
- Email reminders before every deadline
- IRS filing included - pre-filled from your data (€49 as a one-off)
IRS Filing
Free during early access · €49 published rate
Your completed IRS declaration. Upload it to the portal in one click, or follow the guided walkthrough.
- Upload your declaration directly to AT
- Guided walkthrough as an alternative
- Based on your actual income and situation
- Every campo explained - what it means and what to do
- Included with Completo - free during early access, €49 published rate
Most solo entrepreneurs in Portugal spend €900–1,400/year on compliance. Completo is €228/year.
Accountant fees, tax consultants, and time spent navigating the AT portal. Completo covers invoicing, VAT, Social Security, and IRS filing - and you understand every step.
Feature comparison
| Starter | Completo | |
|---|---|---|
| Invoicing | ||
| Invoice clients in Portugal, EU, and worldwide | ||
| VAT applied automatically per client location | ||
| Reported to tax authority monthly | ||
| Expenses | ||
| See your e-fatura expenses | ||
| Track and categorize all expenses | - | |
| Forward receipts by email | - | |
| 15% expense threshold tracker - with December optimization alert | - | |
| Tax obligations | ||
| See what you owe (VAT, SS, IRS) | ||
| All deadlines on one calendar | ||
| Guided VAT and SS submissions | - | |
| Email reminders before each deadline | - | |
| IRS preparation (review, confirm, enter values) | ||
| IRS annual filing (Modelo 3/Anexo B) - not included by most invoicing platforms | Free during early access | |
| Everything else | ||
| Income dashboard | ||
| Every step explained - no jargon | ||
| Invite your accountant | ||
Frequently asked questions
Can I really invoice for free?
Yes. Starter includes full certified invoicing - AT-registered, with ATCUD, automatic VAT, and monthly communication to the tax authority. No limits, no trial period.
What's the difference between Starter and Completo?
Starter covers invoicing and income visibility. Completo adds full expense tracking, guided VAT and Social Security submissions, deadline reminders, and IRS filing (your completed declaration, ready to submit - €49 as a one-off, included with Completo). If you want Descodify to walk you through your obligations, Completo is for you.
Do I need an accountant?
Many solo entrepreneurs on the simplified regime handle their own obligations. Descodify explains every step - no jargon, no surprises. If you already have an accountant, Descodify works alongside them - you get visibility, they get structured data.
How much does IRS filing cost?
Free during early access. Descodify generates a Modelo 3 XML you can upload directly to the Portal das Finanças - no manual typing. Or, if you prefer, a guided walkthrough that shows you exactly what to enter, campo by campo. Everything is personalized to your income and situation. The published rate is €49 as a one-off - included free with Completo.
Can I switch plans?
Upgrade or downgrade anytime. If you cancel Completo, you keep Starter features and access to your data. No lock-in.
Is there a discount for annual billing?
Yes. Completo is €15/month when billed annually (€180/year) instead of €19/month.
Start with free certified invoicing. Upgrade to Completo when you're ready for guided submissions and full expense tracking.
Invoicing, coming soon
Get early access - free tier includes unlimited invoicing.